Q: WHAT ARE "OEM" PARTS?
A: OEM stands for "original equipment manufacturer". These are new parts made by the same Manufacturer who made your vehicle.
Q: WHAT ARE "AFTERMARKET" PARTS?
A: Aftermarket (A/M) is used to describe parts that are made by the manufacturer rather than the parts originally made for your car. Some aftermarket parts carry certifications that help ensure the basic quality of the part.
Q: WHAT ARE “LKQ” PARTS?
A: LKQ stands for "like, kind and quality". Most of us are more familiar with the other term for this category which is "Used Parts". The term LKQ should more precisely define a sub-category of used parts that are just like the ones on your vehicle before the loss.
Q: DO I HAVE TO ACCEPT USED PARTS?
A: No, you do not have to accept used parts. Most customer oriented insurance companies will only suggest used parts (LKQ) when there is agreement from all parties; generally used parts are suggested when there needs to be a savings to justify the repairs. The insurance company's obligation is to restore your vehicle to "pre-loss" condition - no better than it was and no worse.
Q: DO I HAVE TO USE THE SHOP MY INSURANCE COMPANY RECOMMENDS OR CAN I TAKE IT TO MOSSY COLLISION CENTER?
A: You can always take it to Mossy Collision Center. The insurance company cannot tell you where to repair your vehicle. Some insurance people will attempt to convince or STEER you to fix your vehicle at their PREFERRED SHOP; a shop that gives the insurance company special deals. These deals will often come at the vehicle owner's expense which could compromise safety and the quality of repairs. Should this happen please contact Mossy Collision Center; our professional claims handlers can guide you through this unfortunate practice.
Q: DO I HAVE TO GET THREE ESTIMATES?
A: No, you do not need to get multiple estimates; you only need to notify your insurance representative as to where you will be having your repairs done. Your insurance company will work hand in hand with your choice of shop.
Q: What happens if the insurance company's estimate is lower than the one I get from Mossy Collision Center?
A: Just bring the insurance estimate in with you and we will go over the differences. If necessary, we'll notify the insurance company of the changes we need to make. Generally this just takes a phone call and we will bill your insurance company for the supplement at the completion of the repair.
Q: WHAT HAPPENS IF MORE DAMAGE IS FOUND?
A: It can be difficult to see all the damage during initial inspection. Finding additional damage is very common. Estimates written without thoroughly disassembling the vehicle often have overlooked or “hidden” damages. Keep in mind that any additional parts found to be damaged will have to be ordered and that can lead to more delays. If additional damage is found, it is documented and discussed with you and the insurance company. The insurance company may, or may not, want to come see the damage. These supplemental charges are itemized, authorized and billed along with the rest of the repairs. If the insurance representative wants to come see the additional damage, the repair process could be delayed from 2 - 5 business days. Keep in mind that any additional parts found to be damaged will have to be ordered and that can lead to more delays.
Q: WHAT IS A DEDUCTIBLE?
A: A deductible is a portion of the repair bill that is not covered by your insurance policy. The amount is determined by your insurance policy and is first set when you first purchase your insurance.
Q: WHEN AND WHERE DO I PAY MY DEDUCTIBLE?
A: Your deductible is paid directly to Mossy Collision Center when your repairs are complete. The insurance company pays us for the work performed minus your deductible.
Q: CAN YOU SAVE ME MY DEDUCTIBLE?
A: No. And neither can any other honest repair facility. It is against California State law.
Q: IS IT HARD TO MATCH THE COLOR OF MY PAINT?
A: No, almost all colors can be matched even those that are badly faded. We employ highly skilled paint professionals who are factory trained using state of the art equipment to assure colors are matched to manufacturer's standards.
Q: WHAT ABOUT MY PERSONAL BELONGINGS?
A: Before dropping off your vehicle, we recommend that you remove your personal belongings or anything of value. Our insurance covers damage to your vehicle as a result of fire, theft, or even employee error, but it only covers the vehicle and its factory installed parts. We do not assume liability for other items that you choose to leave in your vehicle. Our team often removes interior parts to gain access to the damaged area or to protect the interior from damage and need ready access to these areas.
Q: DOES MOSSY COLLISION CENTER FIX MY MODEL OF CAR?
A: Our skilled technicians are trained to repair all makes and models of vehicles, foreign and domestic.
Q: DOES MOSSY COLLISION CENTER GUARANTEE THEIR WORK?
A: Mossy Collision center warrants every repair we do for as long as you own your vehicle. We offer fast friendly quality repairs that are guaranteed! We repair our vehicles to meet or exceed all manufacturer repair standards. This allows us to offer our life time warranty.
Q: WHAT MAKES MOSSY COLLISION CENTER DIFFERENT FROM THE OTHER BODY SHOPS?
A: We specialize in Insurance Claims Handling. We work with your insurance company so your claim is handled in the most efficient manner. Mossy Collision Center warrants every repair we do. We offer fast friendly quality repairs that are guaranteed!
Q: WILL MOSSY COLLISION CENTER COORDINATE A RENTAL CAR FOR ME?
A: Yes. We can coordinate with any rental agency you wish, and we have rental cars available on site.